Bay Bank > About Us > Leadership

CHECKING >>

Review the benefits and features of each of our Personal Checking Accounts to select the right account for your financial needs.
SAVINGS/CD'S >>

Review Bay Bank’s Savings and Certificate of Deposit accounts.
CONSUMER LOANS >>

Bay Bank offers a variety of loan products and flexible terms to meet all of your borrowing needs.
Online & Mobile Banking >>

Convenient and secure online services allow customers to view transactions, transfer funds, make deposits and perform bill and loan payments from most devices.
OTHER SERVICES >>

Safe deposit boxes, overdraft protection, CheckSafekeeping, total statement, 24/hr telephone banking, Bank eNews, etc. are available.
Calculators >>

Interactive calculators are available for your independent use to provide information on cash flow, loans, savings, and retirement.

360 Banking for Entrepreneurs >>

Packages of products and services for your company, you and your employees.
Commercial Lending >>

Experienced lending professionals are trained to understand your industry, challenges, and unique situation. We will work with you to find a loan that accommodates your needs and helps you grow.
Cash Management >>

You’ll have the tools that you need to effectively manage your cash right at your fingertips.
Checking >>

From a basic business checking account to our corporate analysis account, we have an account that best suits your business needs.
Savings >>

When your business is ready to save, we offer savings, money market and CDs to accommodate your business’s needs.
Meet Our Team >>

Our team of experienced lenders are ready to help you with any of your financing or banking needs.

News >>

Archives of Bay Bank news and press releases.
Security >>

Information for individuals and business for cybersecurity, internet, and mobile banking security.
Brochure Library >>

A collection of brochures detailing our product and service offerings including 360 Banking for Entrepreneurs, and Bay Bank Business Express.

Leadership >>

Meet our board of directors, management and commercial banking teams.
Locations >>

Here are the locations of our business. Find the location closest to you!
Investor Relations >>

Interested in investing in Bay Bancorp? Review our financial information and filings to learn more.
Contact Us >>

Contact us over the phone, by mail, or by email!
Careers >>

We can offer you a supportive, team-oriented environment while helping you advance your career. Check out our available positions today!
Security Information >>

Protect yourself from Identity Theft and Fraud. Here is some information to prevent yourself from becoming a victim.

Branch Locations >>

View our branch locations and hours.
ATM Locations >>

View a map and addresses of our ATM locations.
Other Locations >>

Access contact information for departments within the bank.

Michael J. Chiaramonte & Associates

Michael J. Chiaramonte, 53. Mr. Chiaramonte is President & CEO of Michael J. Chiaramonte & Associates, a consulting and advisory firm offering support to individuals, corporations, and government in matters ranging from healthcare system operations, healthcare policy, wealth management and hospitality services. Mr. Chiaramonte also serves as President of two other corporations which he owns; the Colony South Hotel & Conference Center and the Rehabilitation Centers of Southern Maryland. Mr. Chiaramonte is the former President of MedStar Southern Maryland Hospital Center, and the founder of the Southern Maryland Healthcare System. As hospital President, he was responsible for all strategic and tactical operations of the hospital, including strategy development and financial planning, patient safety and quality, physical plant operations, and medical staff administration. In addition to hospital services, he was responsible for oversight of a 24-bed sub-acute skilled nursing facility, a 35 physician multi-specialty medical practice, medical real estate, and several home care provider corporations. Mr. Chiaramonte holds a Master of Business Administration in Finance and Investments from The George Washington University and a Bachelor of Arts in Management and Marketing from James Madison University. He also earned a Graduate Certificate in Implementing Strategy from the University of Pennsylvania's Wharton School of Business. Mr. Chiaramonte has been a director of the Company since May, 2015 and of Bay Bank, F.S.B. since April, 2015.