VISA CREDIT CARDS

Our Visa Platinum credit card offers all the perks you need and a competitive rate.  Enjoy no annual fee, 0% introductory rate, reward points option, identity theft assurance, 24/7 account accessibility and more. Learn more or apply online today.  (Issued by TCM Bank, N.A. Subject to credit approval)

SAFE DEPOSIT BOXES

Store valuables, important documents and keepsakes in one of our convenient safe deposit boxes located at our Glen Burnie, Highlandtown, Lutherville, Overlea, and Towson East branches. Call one of these branch locations for current pricing and terms.

OVERDRAFT PROTECTION

Why worry about bouncing a check? You’ll never have to with CheckLine. CheckLine is a personal line of credit, which gives you both overdraft protection and the ability to access a loan up to your credit line. Or, if you prefer, maximize your savings with SureCheck. SureCheck provides you with overdraft protection by authorizing us to transfer funds from another Bay Bank checking or savings account.

CHECK SAFEKEEPING

For maximum convenience, Bay Bank will maintain an image of all your paid checks. Copies of your images are available upon request. Check Safekeeping is a feature of all Bay Bank checking programs.

TOTAL STATEMENT

What could be simpler than one comprehensive statement! You can have your checking account, statement savings account(s), money market account(s) and certificate of deposit account(s) detailed on a single monthly statement.

MONEYPASS

Bay Bank is a member of the service charge free MoneyPass ATM network. With tens of thousands of free ATMs from coast-to-coast including Wal-Mart, Royal Farms Stores and WAWA Stores, you can access your cash where you work, live or travel. Click here to find a MoneyPass ATM.

24 HOUR TELEPHONE BANKING

Allows you to retrieve your account information 24 hours a day, 365 days a year. All you need is a touchtone phone. Just dial 1 (800) 545-0149 and follow the menu prompts. Your account information will be right at your fingertips.
•    Account Balances
•    Deposits
•    Checks Paid
•    Debits
•    Transfers
•    Mortgage/Retail Loan Accounts – Balances, Payments, Due Dates & Amount, Year-to-Date Interest Paid, Prior Year Interest Paid

LOST OR STOLEN VISA® CHECKCARD

Contact any one of our branch locations during normal business hours or call 1-800-236-2442 after business hours, weekends and Holidays to report a lost or stolen Visa® CheckCard.

Some of the services described above require a separate signed agreement and fees may apply. See your Bay Bank Customer Service Representative for details.